eRefund is the easiest, fastest, and safest way to get your refunds.
Welcome to MCC Bear Direct eRefund, automatic direct deposit options provided in partnership
with PNC Bank to enable easier, faster access to account refunds.
You can enroll online to have refunds deposited directly into a checking or savings
account or a prepaid debit card.
That means your funds are available right away. No more waiting for a paper check
to arrive in the mail.
You’ll receive an email notification when your actual eRefund has been processed and
is ready to be transferred to your bank account or loaded onto your debit card.
Students are not required to use Bear Direct eRefund to receive their refunds, nor
are students who choose to use Bear Direct eRefund required to open a PNC checking
account to participate. If you choose not to sign up for Bear Direct, you will still
receive your refund by paper check in the mail.
OPTIONS – Choose to have refunds deposited directly into a checking or savings account or
have the funds loaded onto a debit card.
CONVENIENCE – You will have access to funds sooner. No more waiting for the mail or making an
extra trip to the bank to deposit your check.
SECURITY – Direct deposit eliminates the possibility that your check will be lost in the mail
or stolen. And you won’t have your check returned to us as “undeliverable” if there’s
a problem with your address.
Direct Deposit Options & Fees
Direct Deposit Into Your Own Account
Direct Deposit Into PNC Account
Pre-Paid Debit Card
Up to 48 hours
Up to 48 hours*
Is there a fee to use?
How will I know if I am receiving a Payment?
*PNC will not mail the debit card until there is a refund to load to it. Allow
7 - 10 days for the initial processing and mailing of the card. Once card is received,
all future refunds will load to the card within 48 hours.
There is a PNC ATM available for use on main campus. It is located next to the Bear
Bistro Café in the Curtice-Mott Building. There is no fee for individuals who have
a PNC card, whether it is for a PNC account or PNC reloadable card. For individuals
who use a non PNC bank card, the fee is $2.50.
Direct Deposit to Own Account
Direct Deposit to PNC Account
PNC Debit Card:
Per month after the 5th month of inactivity.
Per paper statement, if requested by student.
Out of Network ATM Fee
Per withdrawal at domestic ATMs
International ATM Fee
Per withdrawal at international ATMs
FAQs & Important Information
If your bank information changes, it is critical to update your banking information
for proper crediting of your refund. Go to your Bear Direct Account to make the changes.
When you click on the Bear Direct eRefund logo or link, you are leaving the MCC website
and entering a PNC Bank service.
Changes made to demographic information (address, email, etc…) in the Bear Direct
eRefund portal will not be reflected in Mott’s records. You must update both.