Why wait for checks in the mail?

eRefund is the easiest, fastest, and safest way to get your refunds.

Welcome to MCC Bear Direct eRefund, automatic direct deposit options provided in partnership with Nelnet’s Student Choice Refunds and enables easier and faster access to account refunds.

You can enroll online to have refunds deposited directly into a checking or savings account or a prepaid debit card.

That means your funds are available right away. No more waiting for a paper check to arrive in the mail.

You’ll receive an email notification when your actual eRefund has been processed and is ready to be transferred to your bank account or loaded onto your debit card.

Students are not required to use Bear Direct eRefund to receive their refunds. If you choose not to sign up for Bear Direct, you will still receive your refund by paper check in the mail.

Why Enroll in Bear Direct?

FREE – There is no charge for the service.

OPTIONS – Choose to have refunds deposited directly into a checking or savings account or have the funds loaded onto a debit card.

CONVENIENCE – You will have access to funds sooner. No more waiting for the mail or making an extra trip to the bank to deposit your check.

SECURITY – Direct deposit eliminates the possibility that your check will be lost in the mail or stolen. And you won’t have your check returned to us as “undeliverable” if there’s a problem with your address.

Direct Deposit Options & Fees

  Direct Deposit Into Your Account Pre-Paid Debit Card
How fast? Up to 3 business days Up to 3 business days
Is there a fee to use? No No
How will I know if I am receiving a Payment? Email Notification Email Notification

*Nelnet does not distribute pre-paid debit cards. If you choose the pre-paid debit card as your eRefund option, you must set up to receive the funds on a reloadable debit card you already own.

eRefund Option Nelnet Fee
Direct Deposit to Own Account None
Funds Loaded onto Debit Card None

There is a PNC ATM available for use on main campus. It is located next to the Bear Bistro Café in the Curtice-Mott Complex. There is no fee for individuals who have a PNC card, whether it is for a PNC account or PNC reloadable card. For individuals who use a non PNC bank card, the fee is $2.50.

Refund Check Stop Payment Requests

Students will be charged a $15 fee for each stop payment request made on refund checks if the request is made before the 90 day expiration check date. If the stop payment request is made after the 90 day expiration date, no charge will be applied to account.

Important Information

  • If your bank information changes, it is critical to update your banking information for proper crediting of your refund. Go to your Bear Direct Account to make the changes.
  • Visit the Records Office to make changes to your address, phone number, email, etc…
  • When you click on the Bear Direct eRefund logo or link, you are leaving the MCC website and entering a Nelnet service.